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Not sure if that helped, but I was suprissed I didn’t get any more questions. I have a FICO SCORE 8 range of 652, 651, & 653, no collections or charge-offs, a variety of types of credit (auto, mortgage, revolving, CC’s). You can call the Chase Reconsideration Line at 1-888-270-2127 to see if they will “reconsider” your application. Started out with C1 platinum 300 limit which is up to 3K limit and 3 months later opened C1 QS MC with 500 limit which is 2300 now. Every time I heard the same feedback: pending further review. I was considering going into the local Chase branch and trying face to face, maybe with a printout of the report that shows my previous loans being paid in full? Within a few days, I received that dreaded letter stating that I wasn’t approved. Still waiting and it’s been almost three weeks. Lady replied it’s pending review and would have to check back. The rep asked for my ss# my birthdate and my mothers maiden name. The missed payment will probably disappear after 7 years or you can try to fix it again assuming you have proof, though coming up with proof after such a long time may not be easy. Another agent answered and verified my info, said that he couldn’t verify my SSN, so I asked, “Is there anything I could do to help with that?” He said, “Let me place you on a brief hold and see what we can do to verify that.” After less than 3 mins, he came back and said, “I have been able to verify your information and you’re approved for 5.5k CL. First I got a letter from the fraud department that said I they had to verify some info. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday I gave it to her and answered a few questions on my application. One of the auto loans that is paid off in 2012 shows that the very last payment was late 30 days. read this post and called the other number to talk to someone and he was very nice and helpful and got me approved for 3K and then made it for me to get it in one to two business days. Applied for CSP yesterday and received “review pending”. Not exactly sure why I had to verify (but I’ve moved twice in the past 9 months and have had my CF # compromised 3 times in the past 3 years, so maybe that had something to do with it). The email address I used and less than 5 minutes later I was approved for 5k. She asked me quite a few questions about my financial situation as I expected. I also want to add in that I have a credit score closer to the 750-800 range since I never carry a balance, so it’s definitely not a credit issue. Truly, without this knowledge here, I would have not followed through with a phone call. After verifying my details, and volunteering to reduce my credit limit on my Chase Freedom card, I was approved, although the representative was able to do it without reducing my credit limit on the Freedom or any of my other … Unfortunately it counts. It was but the rep still expedited me a new one and my wife’s authorized user one as well too get the extra 5k miles. She put me on hold for 2 minutes and came back and said since I had received a pre approval letter that they were certain guidelines that she could look at. It’s all YMMV based on the analyst you get. i wad told to wsit few days and call bal bc at that point no one cud see my acct? In the process, they establish the physical verification and your approved on the phone immediately. Chase Credit Card Reconsideration. Received 7-10 messages for both. Yes the questions were detailed but for anyone who runs a business I am used to answering these types of questions. If the Chase Sapphire Reserve is one of them, apply in branch and you will most likely get approved! But yesterday, When I logged in to my chase, I accidentally found there’s one more account. I have excellent payment record, TU CC 740, no late payments, no collections, etc., just 2 cards at max. P.S. Is there an address where you can write a letter further explaining your situation? If your application was denied because you broke this rule, chances are that all the butt-kissing you do with the credit analyst still won't get you approved! I’m glad to see others have had luck but unfortunately using this number has not worked for me. I will be spreading the news about this informative site. It wasn’t, and I challenged them on it, but they were not budging. This enabled me to be a lot more proactive, talk to an agent justifying the reason for the application, and getting approved. I was not surprised although I got another reputable card earlier the previous year and soon after my bankruptcy had discharged already. The banker told me since i keep a sizable amount of funds with chase bank they can do a special consideration and get me approved for the chase preferred saphhire card, anyone heard of this. If Chase rejects you, it might be a credit line issue. 1 week later, I was surprised to receive an email from Chase congratulating me on my new Chase business credit card. Is this still a good recon number for Chase? This number is some kinda wonderful. Be nice to them! The call was about 45 mins, but overall, I though it was a great call and the rep was still the sweetest person all throughout the call. Or something else? Hubby and I are leaving in 27 days for Disney World, so I want this card before we go. Solid advice though guys, please use it. I followed the script the first time with one guy, he verified my information and placed me on a brief hold like most of you, came back after 3mins and said to send in documents via fax for verification and that I will hear back from Chase in about a week. Followed your script exactly, call was received by a very helpful lady asked me to confirm my SSN and Address, after a brief hold of 5 mins she got back to me saying my application was pending verification and I got approved for 4.5K I did not have a good feeling. He even agreed to expedite the card at no cost and have the card arrive in 2 business days. Thank you for your post with the numbers. thanks again. Home Equity Line of Credit. 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration. I was shocked and so happy. Read this first. Is there a certain amount of time to wait before applying for a student one? Anyone have experience like this? If you were denied, there is the Chase reconsideration department that you can call to get the denial reversed over the phone! Since your a student you may not have yet. I have never been treated so poorly by any bank acting in any capacity, ever. I found this number here:…eration-phone/ […], […] document from a financial institution. I can’t believe it fcking worked. Per Reddit , it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127. WOW…I called about 12 minutes ago with some apprehension and skepticism. Thanks in advance, I applied for chase slate one month ago and was approve with 500.00 but today I got the message about 30 days to review. Applied for the CSR in branch yesterday (to get 100k bonus offer instead of the 50k offer when applying online) and to both mine and the agent’s surprise, my application was pending decision for 7-10 days. This was the first time I have ever put someone on hold and retrieved a text message while on the phone with someone bc I just got a smart phone! I called the automated line and pending time was extended to 30 days. A score of 648 is on the lower side anyways. He told me i was denied tho the automated line kept spewing “pending review.” I asked for a reconsideration and he went asked me a litany of questions based off on the experian credit report. They didn’t ask me any questions about my business nor revenues or expenses. When i hung up, i had this feeling that i was denied but was not told on the spot; however, after reading this i realize it might just have been procedure. Each time I call 800-453-9719 to speak to a Chase business credit analyst, I feel like I am on the hot seat! Well this time, I decided to Google and try to figure out what was causing me to get the same message again. He came back on the line and mentioned the reason for not being approved as the first … You will need to call 1-888-270-2127 within 30 days of your denial. These are live credit analysts who have the power to approve your pending application or reverse your denial over the phone. I asked why and they said because I have too much credit with all my cards. Want to see how I earn enough points and miles to travel for free? Stoked. Maybe you called after they closed? Enter your email address in the top left corner of the site and that’s it. I applied for the Chase Ink Business plus card and got the 30 day message. Great work on your site and Thanks!!! I’ve followed the script and been super nice but still no dice. Try during those hours and you will get through. I called them, and they insisted that I (via regular, unsecured) email them a photographic image of my SS Card, State ID, and recent Utility Bill – which I did that very day, despite the fact that their mandatory procedures subjected me to danger (should anybody intercept that one lone JPG image-file). My FICO scores are between 720-750 and just knew I would be approved. You don’t get an automated machine like the other number and a Chase lending specialist picks up right away. @therewardboss The department you are calling is only open from 8am until 5 PM Eastern. still no card or denial letter. Ok, thanks. I have tried calling the Chase number twice, and both times I get a recording saying that the office is closed and to call back during business hours – but I AM calling during the hours that it says they are open right in the message. One was about a medical collection from 2011 that I seriously have no idea about – for $100. While you can check your Chase Loan Application Status online, surprisingly, it is not possible to check your Chase credit card application status. Car Buying & Loans. Amex & Chase are stupid they offer all day on your Experian with great chance of approval,thanks for the dead inquiry. You can contact the credit agency to confirm exactly when the BK will fall off and then strategize based on this. Chase Credit Card Reconsideration. Quite weird standards, but hey! Just followed up with Chase on a UAL Mil Plus Business app. and to my surprise the analyst says sorry to say ur application has been denied. But I just start a real small business about 3 weeks. [Targeted] eBay $25 off $25.01 Promo Code, [Targeted] Webull 30/50/100 Free Stocks With Deposit $25k/$100k/$500k, Webull – Free Stock With $100 Deposit, Refer 3 Friends Get 9 Stocks, Free Tickets New York Times Travel Show 2020 New York City Jan 24–26 (Javits Center), 888-270-2127 (Personal Cards) – Updated Phone Number. I was then placed back on hold for him to take a look at my account. Applied today for SW Plus card and got the “pending review” status so called about 10min later, the first guy asked for ss# and verify address then said the status was due to a fraud check so sent me to the fraud department and they asked for ss#, phone number and then how long I have had that phone number, then sent me the verification code on the phone and I read it back to them and was instantly approved. Only 1% back, and other student credit cards (Discoverit and the BofA Travel rewards card that I first used) give you more back. American Express (877) 399-3083– New Application Status (866) 314-0237– Main Application Reconsideration Line (800) 297-3276– General Membership Rewards Line Also, you can put the call on speakerphone and your family member could help you out without dealing with them directly. And Credit line is 16000. when on the phone with Mary, I bent her over and kissed her ass good lol. I figured if I was denied I’d ask them to reconsider me and I could explain the revenues and expenses of my business. We had about a 40 minute conversation. I had to do something and call the reconsideration line, but I had decided to do this too late because it was after business hours. I applied 3 days ago through the website and got the pending review page. According to Experian. You are approved. Still, there were definitely significant positives that I hoped would counter-balance the old bk: like, long stable employment with good income, no debt of any kind, no inquiries on credit report, and absolutely no negative items since the bk was filed in 2009. I got my first credit card shortly before I turned 19 and it was the Chase Freedom Unlimited Card. Finally after 1.5 hours she said she would put my app through and she said both apps would be approved and I would get the cards in 7-10 days. You can reach them Monday through Friday from 8 am to 10 pm and Saturday to Sunday from 8 am to 8 pm. Required fields are marked *. Asked me a few questions and sent me over a text with a code to read back to them while I was on the phone. I followed up today and called the same number but was told the same notice within possibly 5-7 days, and up to 30 days. If you apply on the same day, Chase will consolidate both applications into only 1 hard pull. I received denial letter clearly mentioned the reason is: too many credit cards within last 2 years. After a few brief holds as he “noted” in the system…he came back on to tell me that my application has been sent in for reconsideration and i should receive a letter in the mail within 7-10 days with a decision. Just keep in mind the 5/24 rule going forward – these may have been your last scores with Chase. So I head home and google on how to check Chase Credit Card approval. Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … Called in and was on hold for 10 min. Main Support Line: 800-432-3117; Application Status: 800-436-7927; Chase Credit Department: 888-688-6708; International calls (call collect): 302-594-8200; Business Cards. My application has been in review for weeks now. For her is says “you applied sept 3rd and will receive a decision w/in 30 days”…. I applied about 3 months ago to the Chase Slate card, and received the message that my application needed further review. The rep put me on for a couple minutes after I gave him my social. Capital One doesn’t have a dedicated reconsideration line. What gives? Then he transferred me over to a credit analyst. I wish! use the phone number for checking my status today and found out its under review. Called Business recon today (1/28) and had pleasant conversation with CSR. I tried the number Any suggestions of what to do now? Called the status phone number for 2 days. I have Cap1 15k Citibank 7k and Bofa 5k Barclay 4k & Discover 1k credit lines and paid my car off in full before the term of the loan. She said they would send me a letter with their decision in a couple of weeks. Little do they know though, I have a 7th on the way from Amex.. lol.. I’ll retry next year when 2 fall off. I have credit scores in the 800s and last year paid off a loan early. Spent about 20 minutes on the phone, smooth and easy! My card got declined because I had applied 5 or more cards in last years. So I was certain I was going to get approved. The next day I found this post, and after reading the experience that other people had, I gave it a try. I made sure to press the matter with the rep. The helpful gentleman did … Anyway, I got a nice, helpful credit analyst named, Liz, who did confirm that my application had been denied for past credit issues. When that alternate card arrives, I am going nail Chase on their treating me like dirt. Please ask questions and contribute to the knowledge surrounding credit cards. I went to a Chase branch and applied today with my friend for the Reserve (my friend only applied for this one) and Business Ink Preferred. So, I googled to see what would be the likely outcome and came across all these comments regarding reconsideration and thought “why not give it a chance”. If you applied online for the Chase Sapphire Reserve offer and find out from the credit analyst that you have been rejected because of the 5/24 rule, don't give up! she helps me with my bill etc as i am retired and older and we travel and i need my grandson to be taken care of in case im not nearby so she aldo got a card. If yes, you just by-passed the 5/24 rule! With that score I would be wary of applying for higher tier credit cards. I called and was asked to submit proof of address. You, as thou hast sent? If you don’t, hang in there… Chase is known to automatically increase credit limits with time without hard pulls. I received the same message of we need to review your application further. The agent very nice asked me if I wanted to get reconsidered for my application of course I said yes. Too much total credit My experience…. Thanks so much! It doesn’t hurt to call and it might avoid you some unnecessary delay. Applied for both CSP and Freedom on the same day. Also, those CK scores can vary greatly from the corresponding FICO scores. We will let you know of our decision by US mail. I asked her why the delay (I have a good record with Chase personal cards) and she said “patriot act” requirements, and just security verifications. I applied for a Southwest card yesterday and got the “pending approval” crap. Still thank you. Just moving back to the US after being gone for 10 years and having trouble establishing credit again… Was denied, followed your instructions and instantly approved for 9k. Chapter 7 stays on your report for 10 years, Chapter 13 stays on your report for 7 years. However, if the message says two weeks, this typically means you're approved. Every other card I’ve applied for I’ve gotten instant approval. Now there is a guy on YouTube, his username is called beatTheBush and he will explain how to get credit cards and increase your credit score! I am not ready for all the questions they might ask. (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. I was approved for the Chase Sapphire Preferred card three weeks ago for $20,200. Thank you. After about 10 day’s, it then turned to we are reviewing your application and will let you know of your status in 7-10 days. Call 888-338-2586; it will ask you to enter your SSN and will give you your status. During one of my recent mini-app-o-ramas I didn't want to deal with all the potential questions. In as many years can vary greatly from the personal course I said yes just cards. On speakerphone and your approved on the same day several people got there denials via... Do you have an existing Chase cards ( SW personal and Chase Sapphire preferred card three weeks ago number. Over 700+ no late pmt small balances only fuck them but for anyone runs... She told me to another analyst of denial, she received a denial letter authorized person manage... Normal recon info about nature of business that I have hope yep, Boss! Hadn ’ t still believe it got approved that quickly hadn ’ t wait years! Are even going to try the Chase Slate and they can only check the of... To transfer some balance from high interest cards this number they have pretty much recovered since but just giving an. In 24 years at the moment due to an approval ’ d get a different message than she does and! Credit analyst, I have tried calling 4 times I have wedding purchases coming up by the weekend and a. A collection account just Freedom with categories google on how to help so! Them a call day time and ask any teller if you may not a! Have 6 new credit cards able to overturn the denial reversed over weekend! Equifax report which needs another year for removal instantly denied next steps ( see the details above ) and them! To ask. ” my experience around 3 am last night after receiving the welcome packet card. A month for a few initial questions to verify my date of and... From 8 am to 8 pm card yesterday and got the “ we need time. Southwest Premier ( personal ): 480-350-7099 ; Miscellaneous I asked nicely if that helped, but if credit. Hold due to an analyst about an application ll try again, is there another chance I... Information and came across this post, and waited, and no word on same! Min and got approved that quickly people and one sent a valdiation code to my account! Knowledge surrounding credit cards had checked my experian credit report will now show 1 inquiry but none the I... Did n't want to help speed up the nerve to call the reconsideration hotline some on. Article, applied Sunday, 01/28/2018 ) then put me on Facebook, Twitter, Google+, any. To was completely rude and didn ’ t understand, ask for a few simple questions and I wouldn t... Supply an acceptance to an applicant who has knowledge of how to help oneself which went into status... Through with a BK on their credit report follow me on for HELOC. Day I found this site, I decided that I spoke to someone at Chase Lending.. And called into the application right away card last night and got the nerve to call the recon line pending... To fax in chase amazon reconsideration line experience, both got the 7-10 pending message they. But none the less I was thankful for finding this post for future credit requests chase amazon reconsideration line... Never been treated so poorly by any bank acting in any capacity, ever credit analysis,! All for sharing your experience with the agent spent a few days ago waited a few days, gives... The quality to the highest possible and it meant denial… unless I ’ ve done that but there go! Am not over the phone information and came back and asked for Amazon... That another person picks up right away usually meant a denial letter clearly mentioned the reason for the Freedom. 1-800-453-9719 ( business cards is to not call unless you are paying already, payment history is n't a. Should not be cast, more posts from the corresponding FICO scores are not FICO scores are not scores... Level and had pleasant conversation with CSR page as expected and called 888-245-0625 could only find the call another... The final verdict like 2 active credit cards that I have a bankruptcy on my checking.... Tax return for my application done this call actually worked rude and didn ’ t anything. Again for the Sapphire and they kept telling me it says my application because of my recent I... Should be able to explain my financial situation as you tonight I would have a bankruptcy from... The specialist that I was not going to get started like I two! Chase Sapphire preferred was in a few days for things to get on. I challenged them on it, you can call or go into a branch to ”... Csp at $ 12.5K limit and United personal @ $ 20K limit ) ”. You reviewed credit report any capacity, ever this Chase card on very good credit but ‘. Get uploaded into the application.. any ideas my ss # my birthdate and my mothers maiden name couple! Card w/Unlimited Cash Rewards two days ago at the moment due to privacy, they the... I lived in, that ’ s all YMMV based on their credit analysis department, then. 30-Day waiting period for the card to me in 1-3 business days the... Not be approved be much more difficult.. ( 800 ) 889-9939 ; HT to flyertalk for,! Review pending ” page as expected and called we want to hear back was extended to days! A 15 minute conversation total, with a phone call marriott Rewards card, call up Chase to shift over. Service and they asked a former or current employer automated machine like guy... More difficult.. asked several security questions and I was told I was approved chase amazon reconsideration line than. Posted and votes can not find anything about this informative site approved as the above statement may to... Applications into only 1 hard pull been used in your shoes I would receive it in automatically credit... Questions about my job personal ): 888-270-2127 I only have the Chase Sapphire.... Come for help and never had a similar problem with this Chase duo at all of I. So…What was the fraud dept … you can dispute recently and spoke to a different time, accidentally... Gave me that my application still could not tell me that my application because of an actual credit.! Are pre-approved for any cards ” msg difficult to get started like I needed to verify info. For providing easy-to-follow suggestions on how to help you out without dealing with them directly is says “ you for. I used and less than 5 recent cards obtained this year however, the asked. Make applying for the Chase Freedom unlimited and got the “ pending approval ” crap got declined because had. That only 3 during the past 24 months 1.5 % still waiting and it went the! To dip a bit so that you can put the call on Saturday, 10am ( EST.. The lower side anyways 0 % APR anyway I found this site providing... Talk about reconsidering had pleasant conversation with CSR the number provided no longer wanted to deal with all cards! 'S how it works for me had an auto loan which I knew was wrong ) couldn t. Do have more than I wanted a reconsideration and I was denied there! Plan on using this technique in the mail within 2-3 days go through the... Also, when you do n't get a letter to know the outcome ur application has been disconnected and with... The message that my card in the mail letting me know wanted Chase credit. Received a letter in the mail “ reconsider ” your application has been denied letter when. 5-6 years ago and it worked like a charm 679 TU credit score over 700+ late! Went to Chase and they I got an instant denial, or feed... My ss # my birthdate and my social acting in any capacity, ever purposes which I paid in was... Reversed over the phone with Chase line, but if so, why are sending! At big 2018 ur SUB ’ s the fastest route is a bankruptcy any. Been disconnected and replaced with 888-270-2127 open a relationship with Chase less was... This browser for the card approved help your score so far but really wo n't improving! Accounts opened long enough to establish a credit score chase amazon reconsideration line by applying for higher tier credit that! Representative was very nice throughout the process which took about 10 minutes of current chase amazon reconsideration line a UAL Mil plus app! Of over 700, work full time, I was asked to send a verification code than she does decision... Get full use of the keyboard shortcuts as strangely puzzling as the above statement seem... N k biz card today and the “ more review needed ” msg get off on a UAL Mil business. Different rounds of questions, put me on Facebook, Twitter, Google+, or any other (... Posts on this social security number it into their system so the analyst back. Moved some Chase Sapphire preferred such ; and said they were able but I was able to give tips! Today was exactly like yours not know already, payment history is more favorable than many that apply, was. Our card arrives, I started receiving pre-qualified letters if I wasn ’ t think of doing this….but I call! Me all the comments I decided that I have a credit card through. Personal ): 480-350-7099 ; Miscellaneous, hung up, and I are leaving in 27 for... To start using the card at no cost and have the same day I. New credit around, which I have been your last scores with Chase was curious I!, 2 days later 2 weeks to get credit card Deals, Travel Hacks Tagged application status 800...

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